How to Open a Bank Account for a Corporation

Additional documents we may request if we're unable to verify on your behalf:

• One of the following corporate organizing documents from the state in which the business was formed. The title of the corporate organizing document will vary by state and may be called:
  
  • Articles of Incorporation
  • Articles of Organization
  • Certificate of Authority
  • Certificate of Formation
  • Certificate of Incorporation
  • Certificate of Registration
  • Corporate Charter
  • Certificate of Good Standing
  • Business License (sometimes called an Occasional Tax License and must include first and last name of owner)
  • Trade Name Certificate
  • Fictitious Name Certificate
  • Certificate of Trade Name
  • Certificate of Assumed Business Name
  • Registration and License with Trade Name (sometimes called an Occupational License)
  • Note: Doing Business As (DBA)/Name Filing Documents are not required in Kansas (KS), New Mexico (NM), and South Carolina (SC)

  Need help setting up your business? Learn more about business formation here.

  Sending your documents

  We need both your application and your required supplemental documents within 11 days to process your application. If we don't receive your documents, your application will be declined and you'll have to apply again.

  You'll receive your application ID after you submit your online application. Please include your application ID on the fax cover sheet or in the email subject line.

  What business owners should know:

  • The primary applicant must be an owner (minimum of 25% ownership in the business) or an authorized officer; additional owners listed on the application will need to have a minimum of 25% ownership
  • Applicants should be U.S. residents (foreign business customers aren't eligible to apply online at this time)
  • Applicants authorize Bank of America to obtain a credit report or other report or account information to help verify application information
  • Online applicants agree to account servicing via electronic communication